Conventional Loans
30 Year Fixed Conventional
 Rate  APR  Points
 4.375%  4.498%  0.000%
15 Year Fixed Conventional
 Rate  APR  Points
 3.875%  4.088%  0.000%
Government Loans
30 Year Fixed FHA
 Rate  APR  Points
 4.250%  5.379%  0.000%