Conventional Loans
30 Year Fixed Conventional
 Rate  APR  Points
 3.750%  3.868%  0.000%
15 Year Fixed Conventional
 Rate  APR  Points
 3.125%  3.333%  0.000%
Government Loans
30 Year Fixed FHA
 Rate  APR  Points
 3.625%  4.744%  0.000%