Conventional Loans
30 Year Fixed Conventional
 Rate  APR  Points
 3.875%  3.994%  0.000%
15 Year Fixed Conventional
 Rate  APR  Points
 3.250%  3.459%  0.000%
Government Loans
30 Year Fixed FHA
 Rate  APR  Points
 3.750%  4.871%  0.000%