Conventional Loans
30 Year Fixed Conventional
 Rate  APR  Points
 4.625%  4.750%  0.000%
15 Year Fixed Conventional
 Rate  APR  Points
 4.000%  4.213%  0.000%
Government Loans
30 Year Fixed FHA
 Rate  APR  Points
 4.625%  5.760%  0.000%